The best retirement state are the ones that have good weather all year round, a low cost of living and many forms of entertainment. However, every single retiree is different; a state that one person likes may not be likable for another person. Some states are easier, safer and cheaper to retire in, but each state has its own peculiar advantages and disadvantages. Following are three states that are considered to be some of the best to retire in.
Loveland, Colorado
This city is located less than an hour from Denver. Many retirees appreciate the ‘small town’ feel that this city has to offer. The scenery is absolutely gorgeous. Retirees who are more active will appreciate the many fishing, hiking and skiing opportunities the area has to offer. There is also a beautiful lake located close to the city, as well as many golf courses, gardens and museums.
While Colorado is, generally speaking, one of the best retirement state, the cost of housing is quite high. Loveland housing is slightly cheaper than housing in Denver of Boulder, but it is still higher than the national average. The average monthly cost of food and drink in Colorado is nearly $700, which is definitely on the expensive side. In addition, the weather gets quite cold in the winter; those who are looking for a state that offers year round warm weather may not consider Colorado one of the best retirement state, although it does have a lot to offer in many ways.
Greenville, South Carolina
South Carolina has year round warm weather coupled with low cost housing. This makes it one of the best states to retire in. Greenville is a small city that has a lot in the way of fantastic scenery and entertainment. Greenville hosts a performing arts center and the scenic Liberty Bridge. In addition, there are broad walkways, parks and many shopping opportunities. The Jones Gap State Park is a short drive outside the city.
The average monthly cost of food and drink in Greenville would be approximately $455, well below the national average. However, Greenville is quite small and therefore does not have as much to offer in the way of entertainment as a larger city would.
Hawaii
Hawaii is often considered one of the best retirement state you can retire in and it is not hard to see why. Hawaii is well known the world over for its mild climate, beautiful beaches, scenic volcanoes, beautiful golf courses and many touristic sites. Those who want to retire to a tropical paradise are sure to rate Hawaii as one of the best retirement state. However, one should also note that Hawaii is the most expensive state in the U.S. The cost of housing and overall cost of living in Hawaii is well above the national average.
One can expect to spend around $600 a month on food and drink alone. On the other hand, Hawaii does not put a state income tax on Social Security retirement benefits.
While these three states are commonly considered some of the best states to retire for a number of reasons, it is up to each retiree to weigh up the pros and cons. A retiree should consider not only what the state has to offer but also the cost of living and possible tax benefits. One may even want to visit a number of states and determine for him or herself which are the best retirement state.
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